Perlio Microfinance

Field collections, loans, and day close — one company workspace.

Multi-tenant LMS for Indian MFIs: customers, schemes, EMI, arrears, savings, and portfolio reports. Each company runs on its own subdomain and database.

Daily rhythm

Built for how your teams actually work

From branch setup to evening cash close — mapped to the menus staff use after login.

  1. MastersBranches, centres, schemes, roles
  2. CustomersKYC, centre, eligibility
  3. LoansApprove, disburse, schedule
  4. CollectSheet, bulk, format print
  5. CloseDay close & summary

Product modules

Everything in the tenant workspace

Explore the full feature set your subscription unlocks on {slug}.perlio.in.

Operations

Onboard members and run the loan lifecycle without leaving the workspace.

  • Customer profiles, KYC docs, centre & employee assignment
  • Loan applications, maker-checker approve & disburse
  • EMI schedule, pay-due, loan transfer, foreclosure
  • Scheme options: mandatory savings & late-payment penalty

Collections

Field-day tools for centres — not a generic invoice screen.

  • Daily collection sheet & bulk pay with fee waterfall
  • Collection format print & centre time table
  • Target collection, centre transfer, collection report
  • Saving refund with ledger-safe balances

Reports & cash

Portfolio visibility and cash discipline in one place.

  • Dashboard, summary, outstanding, disbursement
  • PAR, demand vs collection, centre profitability
  • Savings & refunds, receipts, arrears follow-up
  • Opening balance, expenses/income, daily cash close

Control & SaaS isolation

Company data stays in its own database; staff only see what roles allow.

  • Branches, centres, loan types, schemes
  • Users, custom roles, module permissions
  • Branch-scoped Branch Admin / Manager access
  • MFA, CSRF, Argon2 passwords, branded AppDashboard

Onboarding

From register to live subdomain

1

Register here

Start a trial or choose a plan and pay by UPI. No default tenant is created until we accept.

2

We provision

Accept creates lms_{slug} and your company at {slug}.perlio.in.

3

Configure

Add branches, centres, schemes, roles, and staff inside your workspace only.

4

Operate daily

Disburse, collect, reverse safely, run reports, and lock the day with cash close.

Perlio Microfinance

Open your company workspace

Register for a subscription, or sign in if your subdomain is already active.